There are a lot of numbers thrown around in personal finance articles and books and videos. People talk about rates of return on investments, interest rates on debts and on savings accounts, and so on and so

I deserve to go out and have a nice dinner. Deserve. It’s a word that implies a pretty high opinion of oneself. It means that you inherently believe that you have done something or have the qualities

Over the last several weeks, I’ve offered up money-saving guides to two of my primary hobbies – board/card games and home brewing. Today, I’m going to tackle the third leg of my trifecta of leisure time –

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